Welcome to Concordia Bank Online, an independently owned community bank, priding itself on offering modern banking service with old-fashioned customer care since 1932. Our secure ONLINE BANKING system allows you to do all your banking without ever leaving the comfort of your own home.
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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "non-interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010,through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "non-interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
A now account product that does not qualify as a non interest bearing account under the TAGP is not eligible for the program.
The new FDIC Insurance Coverage Limits are temporary
and will remain in effect until December 31, 2013.
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