Frequently Asked Banking Questions...
Q Are Concordia Bank deposit accounts FDIC insured?
A Yes! Each individual customer at Concordia Bank is insured by the FDIC up to $250,000.00 until December 31, 2013.
Q How do I set up Direct Deposit of my payroll check?
A After your Concordia Bank checking account has been opened, you will receive Concordia Bank's routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.
Q How do I set up Direct Deposit of my Social Security check?
A After your Concordia Bank checking account has been opened, you will receive Concordia Bank's routing and transit number and your account number. Simply contact us, and have your Social Security Number and account information available to set up your direct deposit right over the phone.
Q Can I get information about my account by phone?
A Yes! Account information is available with our Customer Service Representatives during business hours at any of our offices or ask about our Voice Response System for automated account information 24 hours a day.
Q Can businesses have accounts at Concordia Bank?
A Yes, Concordia Bank does offer online accounts for businesses. To see what we currently offer, check out our Products and Services page.
Q Is interest paid on Concordia Bank checking accounts?
A Yes! If you want a checking account that pays a market rate of interest, check out our Products and Services page.
Q Can I do all of my banking with Concordia Bank?
A Yes! Thanks to the convenience of Direct Deposit and ATMs, everyday banking activities can be performed from the comfort of home. Contact us with questions about your banking needs.
Q Can I look at all of my transactions at any time?
A Yes! With Online Banking, you have access to your account information 24 hours a day, 7 days a week!
Q How frequently is my Concordia Bank information updated?
A Concordia Bank updates all customer information nightly. Whether you access our Online Banking site or visit our customer service department, your account information is updated every day to reflect all account activity.
Q Are wire transfers possible to and from my Concordia Bank checking account?
A Yes! Funds can be transferred to and from Concordia Bank accounts by wire transfer or via ACH (Automated Clearing House) debits or credits. Call our customer service department at 888-828-7911 for details.
Q How do I make a deposit to my account from a remote location?
A You can do most of your banking by using direct deposit or ACH (Automated Clearing House) transactions. Concordia Bank also offers a bank-by-mail service which allows you to mail non-recurring deposits. Contact us for details on a method that's best for you.