Banking Online in Missouri with Concordia Bank - Internet Bank * Laurie * Stover * Midwest
NO MONTHLY MAINTENANCE CHARGE FOR ONLINE BANKING

OnLine Banking with Bill Pay

Current Rates

We are now offering a FREE CHECKING ACCOUNT that earns 4.01% Annual Percentage yield with FREE ATMS NATIONWIDE.

ONLY THREE EASY REQUIREMENTS PER MONTHLY CYCLE:
•10 DEBIT CARD TRANSACTIONS
•ONE DIRECT DEPOSIT OR DIRECT DEBIT
•RECEIVE ELECTRONIC STATEMENTS

$100 MINIMUM OPENING BALANCE - NO MIN BALANCE REQUIRED
- NO MONTHLY SERVICE CHARGE
Contact us today for your HARMONY EXPRESS CHECKING ACCOUNT.


Rates effective: 3/28/2008
Rate = Interest Rate; APY = Annual Percentage Yield

Accounts
(Rates may change after account opens.)

Non-Layered Accounts Interest Rate (%)
APY
Min ($)
Comment
Harmony Checking Account .25 .25 100 Interest paid monthly on statement
Harmony E-Flex Money Market 2.13 2.15 5000 Interest Paid Monthly on Statement Must receive E-Statements
Harmony Flex Money Market 1.00 1.00 2500 Interest paid monthly on statement
Now Account .25 .25 1500 Interest paid monthly on statement
Statement Savings .50 .50 100 Interest Paid Semi-Annually

Fees could reduce earnings on the account.

Certificates of Deposit
(Rates may change daily)
CDs Interest Rate
(%)
APY
(%)

Minimum
6 Month CD 2.24 2.25 500
1 Year CD 2.73 2.75 500
2 Year CD 2.93 2.95 500
3 Year CD 3.00 3.02 500
IRA CDs Interest Rate
(%)
APY
(%)

Minimum
12 Month IRA CD 2.73 2.75 250
24 Month IRA CD 2.93 2.95 250
36 Month IRA CD 3.00 3.02 250
1 Year Roth TDOA IRA 2.73 2.75 500
A penalty may be imposed for early withdrawal.


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